Loans for exactly what you need
A loan is a great option when you know exactly how much you want to borrow with a payment frequency that allows you to pay off your debt in a specified period of time..
Funds Upfont
Get what you need all at one time.
Flexible Repayment
We’ll help you create a repayment schedule with an amortization period that works for you.
Easy Application
Our fast and easy application tailored to help you get approved quickly
Borrow more with our lending options
Auto Loan› | On-the-Spot RSP Loan› | CarryForward RSP Loan | Liquid Secured Loan› | Personal Loan› | |
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Is this for me? | If you need a loan to make a vehicle purchase (new or used) and want fixed payments | If you need a loan to take advantage of your unused RSP View Details contribution room.
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If you currently have eligible investments that you do not want to sell this is the loan for you | ||
Maximum Principal Amount | Depends on the vehicle (new or used) | Up to your unused RSP contribution room for that year | Up to $50,000 | Depends on the investments | Typically, Up to $50,000 |
Rate |
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Other Details | Defer payments for up to 120 days (interest continues to accrue)
Must be paid back within the 1-year term |
Defer payments for up to 120 days(interest continues to accrue)
Must be paid back within the 1-10 year term choice |
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Fees | A security registration fee (amount depends on province) | No fee | No fee | A security registration fee (amount depends on province) | No fee |